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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,715 | $102,635+134.5% | $86,209+179.2% | $139,456+72.6% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 13.38% | 1923.53%-1910.2pp | 1169.05%-1155.7pp | 373.45%-360.1pp |
| Employer contribution / active EE | $735 | $3,034-75.8% | $2,381-69.1% | $4,753-84.5% |
| Participant deferral / active EE | $9,283 | $4,677+98.5% | $3,986+132.9% | $6,711+38.3% |
| Admin fee / account holder | $1,280 | $8,661-85.2% | $6,853-81.3% | $11,407-88.8% |