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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,448 | $112,935+97.9% | $90,970+145.6% | $158,966+40.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 11.94% | 215.79%-203.8pp | 134.58%-122.6pp | 302.95%-291.0pp |
| Employer contribution / active EE | $607 | $2,895-79.0% | $2,122-71.4% | $4,762-87.3% |
| Participant deferral / active EE | $8,878 | $4,129+115.0% | $3,373+163.2% | $5,983+48.4% |
| Admin fee / account holder | $2,282 | $8,045-71.6% | $5,960-61.7% | $11,250-79.7% |