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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,476 | $95,895+112.2% | $79,576+155.7% | $134,509+51.3% |
| Participation rate | 85.7% | 75.0%+10.7pp | 69.5%+16.2pp | 81.2%+4.5pp |
| Annual return | -12.76% | -2.72%-10.0pp | 0.15%-12.9pp | 418.13%-430.9pp |
| Employer contribution / active EE | $568 | $3,128-81.8% | $2,413-76.5% | $4,741-88.0% |
| Participant deferral / active EE | $8,569 | $4,693+82.6% | $3,985+115.0% | $6,400+33.9% |
| Admin fee / account holder | $104,202 | $9,129+1041.4% | $6,834+1424.8% | $11,427+811.9% |