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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,166 | $106,905+79.8% | $84,020+128.7% | $152,885+25.7% |
| Participation rate | 88.9% | 75.2%+13.6pp | 69.0%+19.9pp | 82.5%+6.4pp |
| Annual return | 18.66% | 105.00%-86.3pp | 71.31%-52.7pp | 345.39%-326.7pp |
| Employer contribution / active EE | $584 | $2,735-78.6% | $1,984-70.5% | $4,763-87.7% |
| Participant deferral / active EE | $8,006 | $4,012+99.5% | $3,239+147.2% | $5,851+36.8% |
| Admin fee / account holder | $1,021 | $8,287-87.7% | $6,101-83.3% | $11,598-91.2% |