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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,813 | $99,652+55.4% | $78,778+96.5% | $147,586+4.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 13.38% | 47.28%-33.9pp | 35.62%-22.2pp | 578.59%-565.2pp |
| Employer contribution / active EE | $585 | $2,796-79.1% | $1,986-70.5% | $4,876-88.0% |
| Participant deferral / active EE | $7,844 | $3,664+114.1% | $2,958+165.1% | $5,439+44.2% |
| Admin fee / account holder | $4,403 | $7,155-38.5% | $5,134-14.2% | $10,886-59.6% |