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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,405 | $39,798+19.1% | $67,704-30.0% | $59,633-20.5% |
| Participation rate | 100.0% | 57.4%+42.6pp | 67.5%+32.5pp | 68.7%+31.3pp |
| Annual return | 0.73% | 89.94%-89.2pp | 25.41%-24.7pp | 2041.45%-2040.7pp |
| Employer contribution / active EE | $4,036 | $1,393+189.8% | $2,559+57.7% | $2,203+83.2% |
| Participant deferral / active EE | $2,580 | $2,335+10.5% | $3,585-28.1% | $3,192-19.2% |
| Admin fee / account holder | $5,767 | $3,212+79.6% | $4,255+35.5% | $4,297+34.2% |