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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,636 | $52,279+84.8% | $89,435+8.1% | $79,856+21.0% |
| Participation rate | 89.5% | 57.5%+31.9pp | 68.0%+21.5pp | 69.6%+19.8pp |
| Annual return | 17.70% | 22.16%-4.5pp | 245.55%-227.9pp | 31.71%-14.0pp |
| Employer contribution / active EE | $4,812 | $1,572+206.2% | $2,587+86.0% | $2,471+94.7% |
| Participant deferral / active EE | $2,654 | $2,740-3.2% | $3,890-31.8% | $3,741-29.1% |
| Admin fee / account holder | $1,211 | $3,356-63.9% | $4,884-75.2% | $5,306-77.2% |