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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,179 | $47,848+40.4% | $81,473-17.5% | $70,126-4.2% |
| Participation rate | 100.0% | 58.3%+41.7pp | 68.0%+32.0pp | 69.5%+30.5pp |
| Annual return | 15.31% | 27.25%-11.9pp | 38.78%-23.5pp | 73.15%-57.8pp |
| Employer contribution / active EE | $4,329 | $1,527+183.5% | $2,568+68.6% | $2,343+84.8% |
| Participant deferral / active EE | $2,732 | $2,453+11.4% | $3,537-22.8% | $3,332-18.0% |
| Admin fee / account holder | $4,201 | $3,145+33.6% | $4,561-7.9% | $4,645-9.6% |