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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,827 | $49,896+39.9% | $80,627-13.4% | $75,173-7.1% |
| Participation rate | 84.6% | 55.3%+29.3pp | 67.0%+17.6pp | 67.2%+17.4pp |
| Annual return | 9.56% | 34.67%-25.1pp | 936.76%-927.2pp | 160.72%-151.2pp |
| Employer contribution / active EE | $5,540 | $1,699+226.1% | $2,723+103.5% | $2,671+107.4% |
| Participant deferral / active EE | $2,963 | $2,992-1.0% | $4,443-33.3% | $4,126-28.2% |
| Admin fee / account holder | $7,809 | $3,578+118.3% | $5,381+45.1% | $5,651+38.2% |