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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,796 | $56,134+58.2% | $96,171-7.7% | $85,847+3.4% |
| Participation rate | 98.0% | 56.7%+41.3pp | 68.4%+29.6pp | 69.3%+28.7pp |
| Annual return | 14.76% | 42.30%-27.5pp | 192.04%-177.3pp | 318.61%-303.9pp |
| Employer contribution / active EE | $6,035 | $1,620+272.5% | $2,799+115.6% | $2,565+135.2% |
| Participant deferral / active EE | $2,590 | $2,858-9.4% | $4,350-40.5% | $3,952-34.5% |
| Admin fee / account holder | $19,703 | $3,769+422.8% | $5,538+255.8% | $6,261+214.7% |