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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,938 | $85,766+311.5% | $136,298+158.9% | $70,126+403.3% |
| Participation rate | 92.3% | 74.2%+18.2pp | 81.9%+10.4pp | 69.5%+22.8pp |
| Annual return | 13.47% | 31.46%-18.0pp | 5156.27%-5142.8pp | 73.15%-59.7pp |
| Employer contribution / active EE | $11,188 | $2,966+277.2% | $4,696+138.3% | $2,343+377.6% |
| Participant deferral / active EE | $10,691 | $5,051+111.7% | $6,247+71.1% | $3,332+220.9% |
| Admin fee / account holder | $8,701 | $5,421+60.5% | $9,244-5.9% | $4,645+87.3% |