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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,203 | $76,551+288.2% | $123,894+139.9% | $62,881+372.6% |
| Participation rate | 94.4% | 73.0%+21.5pp | 81.4%+13.0pp | 69.3%+25.1pp |
| Annual return | 9.49% | 18.68%-9.2pp | 47.52%-38.0pp | 20.14%-10.7pp |
| Employer contribution / active EE | $9,716 | $2,882+237.1% | $4,617+110.4% | $2,281+325.9% |
| Participant deferral / active EE | $9,233 | $4,840+90.8% | $5,984+54.3% | $3,203+188.3% |
| Admin fee / account holder | $10,793 | $4,826+123.7% | $8,357+29.1% | $4,296+151.2% |