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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,085 | $148,629+120.7% | $135,982+141.3% | $139,487+135.2% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 14.77% | 79.33%-64.6pp | 68.32%-53.6pp | 373.84%-359.1pp |
| Employer contribution / active EE | $7,029 | $5,247+34.0% | $4,859+44.7% | $4,755+47.8% |
| Participant deferral / active EE | $15,927 | $8,102+96.6% | $7,760+105.2% | $6,713+137.3% |
| Admin fee / account holder | $15,574 | $12,406+25.5% | $10,767+44.6% | $11,407+36.5% |