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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,421 | $162,136+174.1% | $152,301+191.8% | $154,746+187.2% |
| Participation rate | 94.4% | 84.1%+10.3pp | 82.4%+12.0pp | 80.7%+13.7pp |
| Annual return | 12.64% | 91.02%-78.4pp | 80.50%-67.9pp | 172.34%-159.7pp |
| Employer contribution / active EE | $3,534 | $4,890-27.7% | $4,624-23.6% | $4,379-19.3% |
| Participant deferral / active EE | $15,007 | $8,341+79.9% | $8,004+87.5% | $6,730+123.0% |
| Admin fee / account holder | $62,145 | $15,759+294.3% | $14,398+331.6% | $14,365+332.6% |