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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,916 | $98,776+215.8% | $149,745+108.3% | $79,856+290.6% |
| Participation rate | 91.2% | 75.8%+15.4pp | 82.5%+8.7pp | 69.6%+21.5pp |
| Annual return | 8.36% | 27.38%-19.0pp | 276.72%-268.4pp | 31.71%-23.4pp |
| Employer contribution / active EE | $7,724 | $3,217+140.1% | $4,646+66.3% | $2,471+212.6% |
| Participant deferral / active EE | $9,271 | $5,681+63.2% | $6,843+35.5% | $3,741+147.8% |
| Admin fee / account holder | $91,791 | $6,053+1416.5% | $9,312+885.8% | $5,306+1629.8% |