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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,805 | $72,177+272.4% | $115,038+133.7% | $59,633+350.8% |
| Participation rate | 97.3% | 72.6%+24.7pp | 81.4%+15.9pp | 68.7%+28.6pp |
| Annual return | -1.10% | 12.02%-13.1pp | 26.14%-27.2pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $8,992 | $2,841+216.5% | $4,608+95.1% | $2,203+308.2% |
| Participant deferral / active EE | $9,028 | $4,783+88.7% | $6,026+49.8% | $3,192+182.8% |
| Admin fee / account holder | $3,661 | $4,927-25.7% | $8,175-55.2% | $4,297-14.8% |