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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,504 | $127,387-45.4% | $115,038-39.6% | $125,389-44.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.01% | 31.28%-33.3pp | 26.14%-28.2pp | 282.24%-284.3pp |
| Employer contribution / active EE | $5,336 | $5,166+3.3% | $4,608+15.8% | $4,866+9.6% |
| Participant deferral / active EE | $9,573 | $6,423+49.0% | $6,026+58.8% | $5,352+78.9% |
| Admin fee / account holder | $2,594 | $9,516-72.7% | $8,175-68.3% | $9,541-72.8% |