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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,608 | $150,447-15.2% | $136,298-6.4% | $147,586-13.5% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 20.80% | 1049.15%-1028.4pp | 5156.27%-5135.5pp | 578.59%-557.8pp |
| Employer contribution / active EE | $14,040 | $5,256+167.1% | $4,696+199.0% | $4,876+187.9% |
| Participant deferral / active EE | $10,254 | $6,631+54.6% | $6,247+64.1% | $5,439+88.5% |
| Admin fee / account holder | $7,022 | $10,906-35.6% | $9,244-24.0% | $10,886-35.5% |