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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,669 | $148,623-7.4% | $135,974+1.2% | $139,466-1.3% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 21.93% | 79.30%-57.4pp | 68.30%-46.4pp | 373.66%-351.7pp |
| Employer contribution / active EE | $11,953 | $5,246+127.8% | $4,859+146.0% | $4,754+151.4% |
| Participant deferral / active EE | $11,156 | $8,103+37.7% | $7,760+43.8% | $6,712+66.2% |
| Admin fee / account holder | $1,650 | $12,406-86.7% | $10,767-84.7% | $11,409-85.5% |