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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,612 | $176,077+4.8% | $159,455+15.8% | $167,518+10.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 18.01% | 331.83%-313.8pp | 263.63%-245.6pp | 478.71%-460.7pp |
| Employer contribution / active EE | $44,660 | $5,298+742.9% | $4,830+824.6% | $4,838+823.0% |
| Participant deferral / active EE | $27,602 | $7,751+256.1% | $7,353+275.4% | $6,342+335.2% |
| Admin fee / account holder | $7,401 | $12,556-41.1% | $10,800-31.5% | $12,312-39.9% |