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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,979 | $157,296-21.8% | $141,191-12.9% | $152,897-19.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.51% | 64.34%-38.8pp | 71.41%-45.9pp | 345.43%-319.9pp |
| Employer contribution / active EE | $1,891 | $5,262-64.1% | $4,736-60.1% | $4,764-60.3% |
| Participant deferral / active EE | $7,760 | $7,111+9.1% | $6,710+15.6% | $5,851+32.6% |
| Admin fee / account holder | $1,561 | $12,125-87.1% | $10,264-84.8% | $11,599-86.5% |