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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,374 | $198,457-35.3% | $170,435-24.7% | $147,586-13.0% |
| Participation rate | 95.5% | 88.0%+7.5pp | 83.6%+11.9pp | 82.8%+12.6pp |
| Annual return | 19.09% | 257.30%-238.2pp | 205.94%-186.9pp | 578.59%-559.5pp |
| Employer contribution / active EE | $5,812 | $6,183-6.0% | $5,432+7.0% | $4,876+19.2% |
| Participant deferral / active EE | $3,993 | $5,629-29.1% | $4,939-19.2% | $5,439-26.6% |
| Admin fee / account holder | $2,183 | $16,852-87.0% | $13,881-84.3% | $10,886-79.9% |