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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,178 | $209,422-11.6% | $178,503+3.7% | $158,982+16.5% |
| Participation rate | 95.5% | 86.4%+9.1pp | 81.9%+13.5pp | 82.0%+13.5pp |
| Annual return | 15.63% | 188.81%-173.2pp | 151.12%-135.5pp | 302.99%-287.4pp |
| Employer contribution / active EE | $6,598 | $5,707+15.6% | $5,011+31.7% | $4,763+38.5% |
| Participant deferral / active EE | $5,028 | $5,955-15.6% | $5,202-3.3% | $5,983-16.0% |
| Admin fee / account holder | $8,556 | $17,079-49.9% | $13,987-38.8% | $11,252-24.0% |