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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,426 | $202,342-21.7% | $172,753-8.3% | $152,909+3.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 27.12% | 1029.88%-1002.8pp | 803.00%-775.9pp | 345.46%-318.3pp |
| Employer contribution / active EE | $6,041 | $5,857+3.1% | $5,144+17.4% | $4,764+26.8% |
| Participant deferral / active EE | $4,448 | $5,948-25.2% | $5,198-14.4% | $5,851-24.0% |
| Admin fee / account holder | $2,161 | $17,112-87.4% | $13,956-84.5% | $11,601-81.4% |