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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,451 | $181,062+133.3% | $158,223+167.0% | $155,188+172.2% |
| Participation rate | 70.0% | 82.7%-12.7pp | 79.2%-9.2pp | 80.8%-10.8pp |
| Annual return | 16.07% | 57.39%-41.3pp | 52.09%-36.0pp | 148.84%-132.8pp |
| Employer contribution / active EE | $6,803 | $4,565+49.0% | $4,109+65.6% | $4,248+60.2% |
| Participant deferral / active EE | $4,753 | $6,134-22.5% | $5,467-13.1% | $6,531-27.2% |
| Admin fee / account holder | $9,499 | $18,825-49.5% | $16,047-40.8% | $14,480-34.4% |