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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,232 | $183,516+79.4% | $155,534+111.7% | $145,884+125.7% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 17.30% | 61.43%-44.1pp | 64.92%-47.6pp | 551.85%-534.6pp |
| Employer contribution / active EE | $9,879 | $5,315+85.9% | $4,675+111.3% | $4,662+111.9% |
| Participant deferral / active EE | $5,360 | $6,467-17.1% | $5,630-4.8% | $6,690-19.9% |
| Admin fee / account holder | $11,957 | $19,293-38.0% | $15,900-24.8% | $13,392-10.7% |