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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $597,044 | $95,406+525.8% | $185,849+221.3% | $85,847+595.5% |
| Participation rate | 82.4% | 68.8%+13.7pp | 81.7%+0.7pp | 69.3%+13.1pp |
| Annual return | 12.20% | 23.59%-11.4pp | 122.10%-109.9pp | 318.61%-306.4pp |
| Employer contribution / active EE | $17,257 | $3,314+420.8% | $5,169+233.9% | $2,565+572.7% |
| Participant deferral / active EE | $12,612 | $3,424+268.4% | $5,569+126.5% | $3,952+219.1% |
| Admin fee / account holder | $13,959 | $7,214+93.5% | $16,244-14.1% | $6,261+123.0% |