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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $606,855 | $91,198+565.4% | $178,503+240.0% | $79,856+659.9% |
| Participation rate | 90.2% | 69.2%+20.9pp | 81.9%+8.2pp | 69.6%+20.5pp |
| Annual return | 9.47% | 24.20%-14.7pp | 151.12%-141.7pp | 31.71%-22.2pp |
| Employer contribution / active EE | $17,925 | $3,257+450.4% | $5,011+257.7% | $2,471+625.3% |
| Participant deferral / active EE | $14,041 | $3,237+333.8% | $5,202+169.9% | $3,741+275.4% |
| Admin fee / account holder | $38,077 | $6,748+464.3% | $13,987+172.2% | $5,306+617.6% |