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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,441 | $55,446+728.6% | $155,574+195.3% | $74,429+517.3% |
| Participation rate | 85.0% | 61.9%+23.0pp | 78.2%+6.7pp | 67.2%+17.7pp |
| Annual return | 17.44% | 269.20%-251.8pp | 64.87%-47.4pp | 1368.38%-1350.9pp |
| Employer contribution / active EE | $16,321 | $2,266+620.2% | $4,676+249.1% | $2,625+521.8% |
| Participant deferral / active EE | $15,143 | $2,836+434.0% | $5,629+169.0% | $4,348+248.2% |
| Admin fee / account holder | $33,960 | $1,743+1848.4% | $15,914+113.4% | $1,944+1646.6% |