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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,543 | $77,638+424.9% | $156,551+160.3% | $62,881+548.1% |
| Participation rate | 86.8% | 71.2%+15.6pp | 84.0%+2.8pp | 69.3%+17.5pp |
| Annual return | 10.28% | 50.33%-40.0pp | 32.23%-22.0pp | 20.14%-9.9pp |
| Employer contribution / active EE | $15,603 | $3,444+353.1% | $5,501+183.6% | $2,281+584.1% |
| Participant deferral / active EE | $12,651 | $3,046+315.4% | $4,871+159.7% | $3,203+295.0% |
| Admin fee / account holder | $650 | $5,561-88.3% | $13,028-95.0% | $4,296-84.9% |