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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,998 | $73,839+452.6% | $143,788+183.7% | $68,495+495.7% |
| Participation rate | 86.4% | 66.7%+19.7pp | 80.3%+6.1pp | 67.9%+18.5pp |
| Annual return | -16.52% | 1.01%-17.5pp | -0.03%-16.5pp | -7.84%-8.7pp |
| Employer contribution / active EE | $16,932 | $3,184+431.8% | $4,952+241.9% | $2,596+552.1% |
| Participant deferral / active EE | $15,190 | $3,384+348.8% | $5,638+169.4% | $4,028+277.2% |
| Admin fee / account holder | $43,796 | $5,755+661.1% | $14,675+198.4% | $5,403+710.5% |