Retirement plan

NFL PLAYER SECOND CAREER SAVINGS PLAN

Name: SAVINGS BOARD OF THE NFL PLAYER SECOND CAREER SAVINGS PLAN - NFL PLAYER SECOND CAREER SAVINGS PLAN (2025) Form 5500
Creator: SAVINGS BOARD OF THE NFL PLAYER SECOND CAREER SAVINGS PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NFL PLAYER SECOND CAREER SAVINGS PLAN, SAVINGS BOARD OF THE NFL PLAYER SECOND CAREER SAVINGS PLAN

SAVINGS BOARD OF THE NFL PLAYER SECOND CAREER SAVINGS PLANEIN 52-1852902Plan #001PY 2025

200 ST. PAUL STREET, SUITE 2420 - BALTIMORE, MD 21202800-638-3186LinkedIn5001-10000 employeessports

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$4084.6M

+3.4% from 2024

Total participants

11,630

+4.8% from 2024

Average account balance

$352,609

-1.3% from 2024

Annual return

4.81%

-16.66 pp from 2024

Benchmarks

See 390 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants1,000-4,999

Cohort390 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.08B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$353K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

11,584

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$137.46M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$49K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.81%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$397

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 11 by compensation

Provider	Service type	Compensation
ALIGHT SOLUTIONS LLC5 years Filed as: ALIGHT HOLDING COMPANY, LLC Service code 15 · EIN 82-1061233	Recordkeeping	$1,055,814
B BELL/P ROZELLE NFL PLAYER RET PL10+ years Service code 49 · EIN 13-6043636	Other Services	$853,964
AON CONSULTING3 years Filed as: AON CONSULTING, INC. Service code 11 · EIN 22-2232264	Actuarial	$797,419
PFM ADVISORS7 years Filed as: PFM ASSET MANAGEMENT, LLC Service code 27 · EIN 23-3087064	Advisory (Plan)	$487,620
GROOM LAW GROUP4 years Filed as: GROOM LAW GROUP, CHARTERED Service code 29 · EIN 52-1219029	Legal	$479,622
THE BANK OF NEW YORK MELLON10+ years Service code 21 · EIN 13-5160382	Bank Trustee	$366,489
CONSOLIDATED FINANCIAL MANAGEMENT3 years Filed as: CONSOLIDATED GRAPHICS, INC. Service code 36 · EIN 76-0190827	Copying and duplicating; Direct payme...	$254,132
US BANK1 year Filed as: US BANCORP ASSET MANAGEMENT, INC. Service code 27 · EIN 41-2003732	Advisory (Plan)	$209,237
CLOUDBERRY CREATIVE, INC.8 years Service code 38 · EIN 27-1271032	Participant Communication	$35,392
MITCHELL & TITUS, LLP4 years Service code 10 · EIN 13-2781641	Accounting	$31,686

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$4.6M

$1628 / participant

Recordkeeping$1M23.0%
Trustee / custodial$366K8.0%
Investment mgmt$724K15.7%
Legal$480K10.4%
Other / not subdivided$2M42.9%

% of EOY assets

0.113%

all-in expense ratio

Categories reported

4 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MITCHELL & TITUS, LLP
Auditor EIN: 132781641
Audit fees: $31,686
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$352,609

$83,436+322.6%

$135,768+159.7%

$83,436+322.6%

Participation rate

98.4%

73.2%+25.2pp

71.1%+27.3pp

73.2%+25.2pp

Annual return

4.81%

19.34%-14.5pp

526.10%-521.3pp

19.34%-14.5pp

Employer contribution / active EE

$25,612

$4,072+529.0%

$3,394+654.6%

$4,072+529.0%

Participant deferral / active EE

$23,046

$3,411+575.7%

$3,977+479.5%

$3,411+575.7%

Admin fee / account holder

$397

$265+49.6%

$7,048-94.4%

$265+49.6%

Provider

Service type

Compensation

ALIGHT SOLUTIONS LLC5 years

Filed as: ALIGHT HOLDING COMPANY, LLC

Service code 15 · EIN 82-1061233

Recordkeeping

$1,055,814

B BELL/P ROZELLE NFL PLAYER RET PL10+ years

Service code 49 · EIN 13-6043636

Other Services

$853,964

AON CONSULTING3 years

Filed as: AON CONSULTING, INC.

Service code 11 · EIN 22-2232264

Actuarial

$797,419

PFM ADVISORS7 years

Filed as: PFM ASSET MANAGEMENT, LLC

Service code 27 · EIN 23-3087064

Advisory (Plan)

$487,620

GROOM LAW GROUP4 years

Filed as: GROOM LAW GROUP, CHARTERED

Service code 29 · EIN 52-1219029

Legal

$479,622

THE BANK OF NEW YORK MELLON10+ years

Service code 21 · EIN 13-5160382

Bank Trustee

$366,489

CONSOLIDATED FINANCIAL MANAGEMENT3 years

Filed as: CONSOLIDATED GRAPHICS, INC.

Service code 36 · EIN 76-0190827

Copying and duplicating; Direct payme...

$254,132

US BANK1 year

Filed as: US BANCORP ASSET MANAGEMENT, INC.

Service code 27 · EIN 41-2003732

Advisory (Plan)

$209,237

CLOUDBERRY CREATIVE, INC.8 years

Service code 38 · EIN 27-1271032

Participant Communication

$35,392

MITCHELL & TITUS, LLP4 years

Service code 10 · EIN 13-2781641

Accounting

$31,686

NFL PLAYER SECOND CAREER SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NFL PLAYER SECOND CAREER SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion