| Provider | Service type | Compensation |
|---|---|---|
TEMPO HOLDING COMPANY, LLC2 years Service code 15 · EIN 82-1061233 | Recordkeeping | $769,387 |
AON CONSULTING4+ years Filed as: AON Service code 11 · EIN 22-2232264 | Actuarial | $742,457 |
PFM ADVISORS1 year Filed as: PFM ASSET MANAGEMENT, LLC Service code 27 · EIN 23-3087064 | Advisory (Plan) | $458,792 |
Service code 49 · EIN 13-6043636 | Other Services | $437,980 |
GROOM LAW GROUP4+ years Service code 29 · EIN 52-1219029 | Legal | $358,571 |
THE BANK OF NEW YORK MELLON4+ years Service code 21 · EIN 13-5160382 | Bank Trustee | $304,168 |
RR DONNELLEY4+ years Filed as: RR DONNELLEY RECEIVABLES, INC. Service code 36 · EIN 52-2125127 | Direct payment from the plan; Copying... | $253,939 |
CLOUDBERRY CREATIVE, INC.2 years Service code 38 · EIN 27-1271032 | Participant Communication | $48,920 |
Service code 10 · EIN 52-1854049 | Accounting | $28,500 |
PORTFOLIO EVALUATIONS, INC.2 years Service code 27 · EIN 22-3189064 | Advisory (Plan) | $21,692 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,974 | $53,911+371.1% | $130,660+94.4% | $77,775+226.6% |
| Participation rate | 100.0% | 60.2%+39.8pp | 71.7%+28.3pp | 73.2%+26.8pp |
| Annual return | 4.27% | 21.93%-17.7pp | 1709.29%-1705.0pp | 32.58%-28.3pp |
| Employer contribution / active EE | $19,917 | $1,826+991.0% | $4,092+386.7% | $2,504+695.4% |
| Participant deferral / active EE | $19,485 | $2,288+751.6% | $3,603+440.8% | $3,966+391.3% |
| Admin fee / account holder | $359 | $129+178.8% | $5,463-93.4% | $100+258.5% |