| Provider | Service type | Compensation |
|---|---|---|
AON CONSULTING5+ years Filed as: AON Service code 11 · EIN 22-2232264 | Actuarial | $950,545 |
TEMPO HOLDING COMPANY, LLC3 years Service code 15 · EIN 82-1061233 | Recordkeeping | $874,488 |
Service code 49 · EIN 13-6043636 | Other Services | $722,599 |
PFM ADVISORS2 years Filed as: PFM ASSET MANAGEMENT, LLC Service code 27 · EIN 23-3087064 | Advisory (Plan) | $452,564 |
GROOM LAW GROUP5+ years Service code 29 · EIN 52-1219029 | Legal | $436,730 |
THE BANK OF NEW YORK MELLON5+ years Service code 21 · EIN 13-5160382 | Bank Trustee | $332,363 |
RR DONNELLEY5+ years Filed as: RR DONNELLEY RECEIVABLES, INC. Service code 36 · EIN 52-2125127 | Direct payment from the plan; Copying... | $251,685 |
CLOUDBERRY CREATIVE, INC.3 years Service code 38 · EIN 27-1271032 | Participant Communication | $80,764 |
Service code 10 · EIN 52-1854049 | Accounting | $28,500 |
PORTFOLIO EVALUATIONS, INC.3 years Service code 27 · EIN 22-3189064 | Advisory (Plan) | $22,130 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,845 | $53,932+313.2% | $134,162+66.1% | $90,274+146.9% |
| Participation rate | 100.0% | 60.4%+39.6pp | 72.2%+27.8pp | 73.4%+26.6pp |
| Annual return | -10.63% | 23.16%-33.8pp | 36.35%-47.0pp | 53.97%-64.6pp |
| Employer contribution / active EE | $22,084 | $1,611+1270.8% | $3,705+496.1% | $2,523+775.1% |
| Participant deferral / active EE | $19,045 | $2,432+683.0% | $3,500+444.2% | $4,231+350.2% |
| Admin fee / account holder | $424 | $104+309.5% | $6,685-93.7% | $114+271.9% |