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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,364 | $154,228+183.6% | $145,433+200.7% | $137,256+218.6% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.5pp | 80.0%+15.7pp |
| Annual return | 16.67% | 74.59%-57.9pp | 66.58%-49.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $25,463 | $4,804+430.0% | $4,554+459.1% | $4,156+512.7% |
| Participant deferral / active EE | $20,576 | $8,216+150.4% | $7,897+160.5% | $6,407+221.2% |
| Admin fee / account holder | $6,499 | $14,344-54.7% | $13,129-50.5% | $12,270-47.0% |