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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,634 | $160,040+114.7% | $147,096+133.6% | $145,877+135.6% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.7pp | 80.3%+15.5pp |
| Annual return | 11.61% | 98.49%-86.9pp | 419.75%-408.1pp | 551.28%-539.7pp |
| Employer contribution / active EE | $35,923 | $5,289+579.1% | $4,936+627.8% | $4,663+670.4% |
| Participant deferral / active EE | $17,910 | $8,429+112.5% | $8,071+121.9% | $6,691+167.7% |
| Admin fee / account holder | $21,187 | $15,050+40.8% | $13,005+62.9% | $13,402+58.1% |