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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,922 | $102,422+45.4% | $147,117+1.2% | $80,959+83.9% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 10.45% | 135.16%-124.7pp | 420.54%-410.1pp | 35.67%-25.2pp |
| Employer contribution / active EE | $3,481 | $3,717-6.4% | $4,932-29.4% | $2,757+26.2% |
| Participant deferral / active EE | $9,357 | $6,652+40.7% | $8,065+16.0% | $4,300+117.6% |
| Admin fee / account holder | $7,992 | $7,953+0.5% | $12,993-38.5% | $6,925+15.4% |