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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,591 | $98,766+26.1% | $149,730-16.8% | $79,852+56.0% |
| Participation rate | 88.5% | 75.8%+12.7pp | 82.5%+6.0pp | 69.6%+18.8pp |
| Annual return | 12.06% | 27.43%-15.4pp | 276.70%-264.6pp | 31.72%-19.7pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,636 | $5,681+34.4% | $6,843+11.6% | $3,740+104.1% |
| Admin fee / account holder | $7,536 | $6,052+24.5% | $9,310-19.1% | $5,306+42.0% |