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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,160 | $76,551+2.1% | $123,894-36.9% | $62,881+24.3% |
| Participation rate | 91.7% | 73.0%+18.7pp | 81.4%+10.3pp | 69.3%+22.4pp |
| Annual return | 5.74% | 18.68%-12.9pp | 47.52%-41.8pp | 20.14%-14.4pp |
| Employer contribution / active EE | $2,044 | $2,882-29.1% | $4,617-55.7% | $2,281-10.4% |
| Participant deferral / active EE | $3,964 | $4,840-18.1% | $5,984-33.8% | $3,203+23.8% |
| Admin fee / account holder | $11,031 | $4,826+128.6% | $8,357+32.0% | $4,296+156.8% |