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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,723 | $77,816+19.2% | $123,552-25.0% | $64,173+44.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.26% | 12.49%-17.7pp | 119.20%-124.5pp | 7.63%-12.9pp |
| Employer contribution / active EE | $2,105 | $3,014-30.2% | $4,628-54.5% | $2,381-11.6% |
| Participant deferral / active EE | $4,404 | $5,240-15.9% | $6,426-31.5% | $3,470+26.9% |
| Admin fee / account holder | $14,347 | $5,519+160.0% | $9,285+54.5% | $4,887+193.6% |