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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC9+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $147,538 |
Service code 12 · EIN 13-3689044 | Float revenue; Claims processing; Acc... | $3,134 |
MID ATLANTIC CAPITAL CORPORATION9+ years Service code 33 · EIN 25-1409618 | Securities brokerage; Securities brok... | $0 |
NATIONAL FINANCIAL SERVICES9+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $684,976 | $91,439+649.1% | $135,974+403.8% | $71,511+857.9% |
| Participation rate | 96.6% | 75.7%+20.9pp | 81.9%+14.7pp | 67.9%+28.7pp |
| Annual return | 11.00% | 29.90%-18.9pp | 68.30%-57.3pp | 28.86%-17.9pp |
| Employer contribution / active EE | $21,047 | $3,705+468.1% | $4,859+333.2% | $2,589+712.9% |
| Participant deferral / active EE | $13,925 | $7,093+96.3% | $7,760+79.4% | $4,291+224.5% |
| Admin fee / account holder | $828 | $1,267-34.6% | $10,767-92.3% | $1,588-47.9% |