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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $148,480 |
Service code 12 · EIN 13-3689044 | Distribution (12b-1) fees; Shareholde... | $110,286 |
MID ATLANTIC CAPITAL CORPORATION4+ years Service code 33 · EIN 25-1409618 | Securities brokerage commissions and ... | $0 |
NATIONAL FINANCIAL SERVICES4+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,214 | $73,102+563.7% | $123,553+292.7% | $56,289+762.0% |
| Participation rate | 92.2% | 74.3%+17.9pp | 82.3%+10.0pp | 69.9%+22.4pp |
| Annual return | -1.55% | 3.01%-4.6pp | 119.21%-120.8pp | -9.96%+8.4pp |
| Employer contribution / active EE | $16,013 | $2,977+437.9% | $4,628+246.0% | $2,111+658.5% |
| Participant deferral / active EE | $10,948 | $5,423+101.9% | $6,426+70.4% | $3,350+226.8% |
| Admin fee / account holder | $1,669 | $554+201.5% | $9,284-82.0% | $521+220.5% |