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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,848 | $181,896+55.5% | $156,551+80.7% | $273,972+3.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.43% | 30.74%-28.3pp | 32.23%-29.8pp | 41.46%-39.0pp |
| Employer contribution / active EE | $11,878 | $6,248+90.1% | $5,501+115.9% | $4,869+144.0% |
| Participant deferral / active EE | $8,672 | $5,550+56.2% | $4,871+78.0% | $5,287+64.0% |
| Admin fee / account holder | $18,431 | $15,560+18.4% | $13,028+41.5% | $10,133+81.9% |