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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,295 | $91,198+221.6% | $178,503+64.3% | $79,856+267.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -1.75% | 24.20%-25.9pp | 151.12%-152.9pp | 31.71%-33.5pp |
| Employer contribution / active EE | $12,200 | $3,257+274.6% | $5,011+143.5% | $2,471+393.7% |
| Participant deferral / active EE | $7,633 | $3,237+135.8% | $5,202+46.7% | $3,741+104.1% |
| Admin fee / account holder | $6,831 | $6,748+1.2% | $13,987-51.2% | $5,306+28.7% |