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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,818 | $77,920+264.2% | $149,723+89.6% | $75,177+277.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 6.67% | 31.72%-25.1pp | 134.50%-127.8pp | 160.75%-154.1pp |
| Employer contribution / active EE | $11,667 | $3,138+271.8% | $4,821+142.0% | $2,671+336.8% |
| Participant deferral / active EE | $7,651 | $3,411+124.3% | $5,682+34.6% | $4,126+85.4% |
| Admin fee / account holder | $2,862 | $5,951-51.9% | $13,215-78.3% | $5,651-49.4% |