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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,279 | $202,342+51.9% | $172,753+77.9% | $152,909+101.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 9.92% | 1029.88%-1020.0pp | 803.00%-793.1pp | 345.46%-335.5pp |
| Employer contribution / active EE | $11,976 | $5,857+104.5% | $5,144+132.8% | $4,764+151.4% |
| Participant deferral / active EE | $6,999 | $5,948+17.7% | $5,198+34.7% | $5,851+19.6% |
| Admin fee / account holder | $4,018 | $17,112-76.5% | $13,956-71.2% | $11,601-65.4% |