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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,297 | $77,814+275.6% | $158,223+84.7% | $86,983+236.0% |
| Participation rate | 96.7% | 68.4%+28.3pp | 79.2%+17.5pp | 69.5%+27.1pp |
| Annual return | 17.53% | 30.54%-13.0pp | 52.09%-34.6pp | 25.83%-8.3pp |
| Employer contribution / active EE | $11,135 | $2,592+329.6% | $4,109+171.0% | $2,584+330.8% |
| Participant deferral / active EE | $6,486 | $3,270+98.4% | $5,467+18.6% | $4,194+54.6% |
| Admin fee / account holder | $37,716 | $5,879+541.5% | $16,047+135.0% | $7,856+380.1% |