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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,853 | $88,672+113.0% | $105,223+79.5% | $82,448+129.1% |
| Participation rate | 40.0% | 67.9%-27.9pp | 75.0%-35.0pp | 68.1%-28.1pp |
| Annual return | 15.40% | 30.86%-15.5pp | 180.65%-165.3pp | 41.64%-26.2pp |
| Employer contribution / active EE | $1,206 | $3,048-60.4% | $3,689-67.3% | $2,551-52.7% |
| Participant deferral / active EE | $3,699 | $4,036-8.4% | $5,072-27.1% | $4,139-10.6% |
| Admin fee / account holder | $2,141 | $7,146-70.0% | $8,859-75.8% | $7,234-70.4% |