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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,298 | $57,352+29.5% | $83,830-11.4% | $64,173+15.8% |
| Participation rate | 59.5% | 68.6%-9.1pp | 76.1%-16.7pp | 69.6%-10.1pp |
| Annual return | -4.92% | 11.38%-16.3pp | 850.97%-855.9pp | 7.63%-12.6pp |
| Employer contribution / active EE | $2,020 | $2,546-20.6% | $3,631-44.4% | $2,381-15.2% |
| Participant deferral / active EE | $4,013 | $2,993+34.1% | $4,082-1.7% | $3,470+15.7% |
| Admin fee / account holder | $844 | $4,046-79.1% | $5,479-84.6% | $4,887-82.7% |