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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,985 | $65,361+48.4% | $92,903+4.4% | $72,983+32.9% |
| Participation rate | 48.9% | 68.3%-19.4pp | 76.0%-27.1pp | 69.5%-20.6pp |
| Annual return | 18.73% | 42.11%-23.4pp | 109.43%-90.7pp | 81.01%-62.3pp |
| Employer contribution / active EE | $1,518 | $2,594-41.5% | $3,653-58.5% | $2,440-37.8% |
| Participant deferral / active EE | $4,394 | $3,128+40.5% | $4,238+3.7% | $3,608+21.8% |
| Admin fee / account holder | $100 | $4,251-97.6% | $5,795-98.3% | $5,124-98.0% |