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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,011 | $56,894+61.7% | $84,753+8.6% | $62,881+46.3% |
| Participation rate | 41.7% | 68.5%-26.9pp | 76.6%-34.9pp | 69.3%-27.6pp |
| Annual return | 6.27% | 6.30%0pp | 22.78%-16.5pp | 20.14%-13.9pp |
| Employer contribution / active EE | $898 | $2,400-62.6% | $3,574-74.9% | $2,281-60.6% |
| Participant deferral / active EE | $2,910 | $2,709+7.4% | $3,712-21.6% | $3,203-9.2% |
| Admin fee / account holder | $3,704 | $3,581+3.4% | $5,333-30.5% | $4,296-13.8% |